Author:
External Author
|
Sep 07, 2022
|
Categories:
Home buying
,
interest
,
Interest Rates
,
mortgage
CLICK HERE TO READ THE FULL ARTICLE »
Author:
External Author
|
Aug 03, 2022
|
Categories:
First Time Home Buyer
,
Home buying
,
Mortgage Broker
,
Mortgage Refinancing
,
Mortgage Services
,
rent-to-own
In the times of high interest rates, don't discount Rent-To-Own
What is Rent-to-Own?
Rent-to-Own (RTO) is an agreement between a landlord and tenant in which the tenant agrees to rent the property for a certain period and has an option to buy before the lease expires. It’s essentially a hybrid approach to owning a property. You get to experience the property for a period before committing to a purchase.
In an RTO agreement, the buyer pays the seller a one-time upfront fee, known as an option fee, option consideration, or option money. The fee is the factor that gives the buyer the option…
CLICK HERE TO READ THE FULL ARTICLE »
Author:
External Author
|
Jul 06, 2022
|
Categories:
First Time Home Buyer
,
Home buying
,
Mortgage Broker
,
Mortgage Refinancing
,
Mortgage Services
How Can a Mortgage Broker Help You When Interest Rates are Rising?
Inflation, rising interest rates, increasing housing prices – it can all be overwhelming! What could possibly be next?! Let’s break it down and talk about how rising interest rates correlate to homeownership.
Let’s get down to the basics…
Rising interest rates represent an increase in the cost of borrowing. Increasing interest rates is a tactic utilized by the government and centralized banks to help “curb” inflation and the rising cost of goods. How? By raising interest rates, individuals are likely to spend less because the cost of borrowing increases. With fewer…
CLICK HERE TO READ THE FULL ARTICLE »
Author:
External Author
|
Jun 07, 2022
|
Categories:
First Time Home Buyer
,
Home buying
,
Mortgage Refinancing
,
Mortgage Services
Let’s get down to the basics – What is a mortgage renewal?
Mortgage renewals are the bread and butter of home ownership. Not really, but they are SUPER SUPER important. Mortgage renewals are a great opportunity to renegotiate the terms of your current contract with the current lender without needing to reapply for financing with another lender. Conditions may include the term length, interest rates, payment frequency, additional charges, or fees, etc.
Loan terms and amortization are often interchangeably referenced. However, they are two separate topics. A term refers to the length of your mortgage agreement – i.e., the contract duration with…
CLICK HERE TO READ THE FULL ARTICLE »
Author:
External Author
|
Jul 28, 2021
|
Categories:
Home buying
Original Article Source Credits: Ontario , https://www.ontario.ca/
Article Written By: NA
Original Article Posted on: March 15, 2014
Link to Original Article:https://www.ontario.ca/page/what-know-before-buying-home
CLICK HERE TO READ THE FULL ARTICLE »
Author:
External Author
|
Jun 23, 2021
|
Categories:
Home buying
,
Mortgage Broker
Original Article Source Credits: Money Sense , https://www.moneysense.ca/
Article Written By: TAMAR SATOV
Original Article Posted on: MAY 27, 2021
Link to Original Article: https://www.moneysense.ca/spend/real-estate/what-home-buyers-should-know-about-the-canadian-mortgage-stress-test/
CLICK HERE TO READ THE FULL ARTICLE »
Author:
External Author
|
Apr 28, 2021
|
Categories:
First Time Home Buyer
,
Home buying
,
Mortgage Services
CLICK HERE TO READ THE FULL ARTICLE »
Author:
External Author
|
Mar 31, 2021
|
Categories:
Home buying
,
Mortgage Services
Original Article Source Credits: Straight , https://www.straight.com/
Article Written By: Carlito Pablo
Original Article Posted on: March 15th, 2021
Link to Original Article: https://www.straight.com/news/canadian-real-estate-association-forecasts-average-price-rising-165-percent-in-2021-amid-lack
CLICK HERE TO READ THE FULL ARTICLE »
Author:
External Author
|
Mar 17, 2021
|
Categories:
Home buying
Original Article Source Credits: Move Smartly , https://www.movesmartly.com/
Article Written By: David Larock
Original Article Posted on: December 29, 2010
Link to Original Article: https://www.movesmartly.com/articles/2010/12/13-guideposts-for-every-first-time-home-buyer
CLICK HERE TO READ THE FULL ARTICLE »
Author:
External Author
|
Jan 27, 2021
|
Categories:
First Time Home Buyer
,
Home buying
,
Interest Rates
,
Mortgage Broker
Original Article Source Credits: MortgageBrokerNews.ca , https://www.mortgagebrokernews.ca/
Article Written By: Clayton Jarvis
Original Article Posted on: 05 Jan 2021
Link to Original Article: https://www.mortgagebrokernews.ca/news/buying-or-selling--key-projections-for-canadian-real-estate-in-2021-336564.aspx
CLICK HERE TO READ THE FULL ARTICLE »
Author:
External Author
|
Jan 13, 2021
|
Categories:
First Time Home Buyer
,
Home buying
,
Mortgage Broker
,
Mortgage Services
Original Article Source Credits: MortgageBrokerNews.ca , https://www.mortgagebrokernews.ca/
Article Written By: Ephraim Vecina
Original Article Posted on: 06 Jan 2021
Link to Original Article: https://www.mortgagebrokernews.ca/news/what-will-happen-to-bank-of-canada-rates-in-2021-336600.aspx
CLICK HERE TO READ THE FULL ARTICLE »
Author:
External Author
|
Jan 06, 2021
|
Categories:
First Time Home Buyer
,
Home buying
,
Interest Rates
,
Mortgage Broker
,
Mortgage Services
Original Article Source Credits: CANADIAN MORTGAGE TRENDS , https://www.canadianmortgagetrends.com/
Article Written By: Steve Huebl
Original Article Posted on: December 17, 2020
Link to Original Article: https://www.canadianmortgagetrends.com/2020/12/tight-market-conditions-keep-home-sales-and-prices-at-historical-highs/
CLICK HERE TO READ THE FULL ARTICLE »
Author:
External Author
|
Dec 23, 2020
|
Categories:
Home buying
,
Interest Rates
,
Mortgage Broker
,
Mortgage Services
,
Pre-Approval
Original Article Source Credits: Canada.ca , https://www.canada.ca/
Article Written By: NA
Original Article Posted on: 2019-09-09
Link to Original Article: https://www.canada.ca/en/financial-consumer-agency/services/mortgages/preapproval-qualify-mortgage.html
CLICK HERE TO READ THE FULL ARTICLE »
Author:
External Author
|
Dec 16, 2020
|
Categories:
First Time Home Buyer
,
Home buying
,
Interest Rates
,
Mortgage Broker
,
Mortgage Refinancing
,
Pre-Approval
,
Purchasing
Original Article Source Credits: CANADIAN MORTGAGE TRENDS , https://www.canadianmortgagetrends.com/
Article Written By: Steve Huebl
Original Article Posted on: November 17, 2020
Link to Original Article: https://www.canadianmortgagetrends.com/2020/11/record-low-supply-and-interest-rates-fuel-record-october-home-prices/
CLICK HERE TO READ THE FULL ARTICLE »
Author:
External Author
|
Dec 11, 2020
|
Categories:
Home buying
,
Interest Rates
,
Mortgage Broker
,
Mortgage Services
,
Private Mortgage
Original Article Source Credits: CANADIAN MORTGAGE TRENDS , https://www.canadianmortgagetrends.com/
Article Written By: Steve Huebl
Original Article Posted on: November 11, 2020
Link to Original Article: https://www.canadianmortgagetrends.com/2020/11/optimism-returns-to-the-markets-could-fixed-rates-start-to-rise/
CLICK HERE TO READ THE FULL ARTICLE »
Author:
External Author
|
Nov 26, 2020
|
Categories:
Home buying
,
Interest Rates
,
Mortgage Broker
,
Mortgage Services
,
Pre-Approval
,
Private Mortgage
CLICK HERE TO READ THE FULL ARTICLE »
Author:
External Author
|
Oct 28, 2020
|
Categories:
First Time Home Buyer
,
Home buying
,
Mortgage Broker
,
Mortgage Services
,
Purchasing
Original Article Source Credits: Global News , https://globalnews.ca/
Article Written By: Julie Gordon
Original Article Posted on: October 15, 2020
Link to Original Article: https://globalnews.ca/news/7398853/september-2020-home-sales-canada/
CLICK HERE TO READ THE FULL ARTICLE »
Author:
External Author
|
Oct 14, 2020
|
Categories:
First Time Home Buyer
,
Home buying
,
Interest Rates
,
Mortgage Broker
,
Mortgage Services
,
Private Mortgage
,
Purchasing
Original Article Source Credits: Advisor's Edge , https://www.advisor.ca/
Article Written By: Staff
Original Article Posted on: September 17, 2020
Link to Original Article: https://www.advisor.ca/news/industry-news/millennials-optimistic-about-home-ownership/
CLICK HERE TO READ THE FULL ARTICLE »
Author:
External Author
|
Oct 07, 2020
|
Categories:
Commercial Mortgage
,
First Time Home Buyer
,
Home buying
,
Interest Rates
,
Mortgage Broker
,
Mortgage Refinancing
,
Mortgage Services
Original Article Source Credits: CANADIAN MORTGAGE TRENDS , https://www.canadianmortgagetrends.com/
Article Written By: Steve Huebl
Original Article Posted on: September 10, 2020
Link to Original Article: https://www.canadianmortgagetrends.com/2020/09/bank-of-canada-reaffirms-its-low-rate-outlook/
CLICK HERE TO READ THE FULL ARTICLE »
Author:
External Author
|
Sep 30, 2020
|
Categories:
First Time Home Buyer
,
Home buying
,
Interest Rates
,
Mortgage Broker
,
Mortgage Refinancing
,
Mortgage Services
,
Purchasing
Original Article Source Credits: CBC News , https://www.cbc.ca/
Article Written By: Pete Evans
Original Article Posted on: Sep 15, 2020
Link to Original Article: https://www.cbc.ca/news/business/crea-house-price-1.5724433
CLICK HERE TO READ THE FULL ARTICLE »